This Privacy Policy describes how Investors POV LLC, a Florida limited liability company with its principal place of business at 8640 NW 10 PL, Plantation, Florida 33322 ("Investors POV", "we", "us", "our") collects, stores, uses, and protects personal information that you provide when accessing our website or any landing pages we operate on third-party platforms.

By using our website or services, you agree to the terms of this Privacy Policy. Continued use after updates constitutes acceptance.

Legal Basis for Processing

We process personal information based on one or more of the following legal grounds:

• Your consent
• Performance of a contract
• Compliance with legal obligations
• Legitimate business interests (including improving our Services, reducing fraud risks, and operating marketing systems)

Information We Collect

We may collect personal information that you voluntarily submit, including: Name, Email address, Billing address, Payment information (processed securely via third-party processors), and Account/login credentials.

We may also collect automatically through cookies, pixels, and logs: IP address, Device type, Browser type, Session data, Pages viewed & content interactions.

Data Retention

We retain personal information only as long as necessary to provide services and access, comply with legal obligations, resolve disputes, and enforce agreements.

Cookies and Similar Tracking Technologies

We and our service providers use cookies, web beacons, pixels, and similar tracking technologies (collectively, "Cookies") to collect and store information when you visit our website (investorspov.com). This helps us provide you with a better experience, analyze site traffic, personalize content, and support our marketing efforts.

What Are Cookies? Cookies are small data files stored on your hard drive or in device memory by a website. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Types of Cookies We Use:

• Strictly Necessary Cookies — Essential for the operation of the website (e.g., security, network management, and cookie consent preferences). These cannot be switched off.
• Analytics/Performance Cookies — Help us understand how visitors interact with our website by collecting and reporting information anonymously (e.g., Google Analytics).
• Functional & Marketing Cookies — Used to track visitors across websites to display relevant advertisements and gather marketing insights.

Your Choices and Global Privacy Control (GPC): Depending on your location, you have the right to manage your cookie preferences.

• EU/UK Users (GDPR): Non-essential cookies will not be placed on your device unless you provide explicit "Opt-In" consent via our cookie banner.
• US & Global Users: You have the right to "Opt-Out" of the sale or sharing of your personal data for targeted advertising. You can update your choices at any time by clicking the "Your Privacy Choices" or "Manage Preferences" link in our website footer. We also honor recognized Global Privacy Control (GPC) signals where applicable by law.

How We Use Information

We may use the information we collect to process purchases, provide course access, send email communications, conduct analytics and advertising, and send abandoned cart reminders.

We may share data with trusted service providers including payment processors (Stripe, PayPal), course platform (Kajabi), database, authentication & hosting (Supabase, Vercel), analytics/ads (Google, Meta), and CRM platforms.

Data Sharing

We do not sell or rent personal information. We share data only with service providers who process data on our behalf under confidentiality agreements.

Third-Party Data & Services

Market data displayed on our Site (cryptocurrency, foreign exchange, and equities pricing) is provided by third-party data sources, including CoinGecko, Frankfurter, and Finnhub and/or other market-data providers. This data is provided for informational purposes only, may be delayed, and should not be relied upon for trading or investment decisions. We are not responsible for the accuracy of third-party market data.

Affiliate Disclosure

Some links on our Site (including to TradingView and Finviz) are affiliate links. If you click through and sign up, we may earn a commission at no extra cost to you. This potential compensation does not influence our editorial content or which tools we choose to mention.

Email Communications & Unsubscribe Rights

You may unsubscribe from marketing emails at any time using the unsubscribe link in emails or by contacting us. Transactional emails (e.g. receipts, account access messages) cannot be opted-out.

Children's Privacy

Our services are not directed to children under age 13. We do not knowingly collect personal data from children under 13.

GDPR — If Applicable

If you are in the EEA, you may request: access, corrections, deletion ("Right to be Forgotten"), restriction, and portability. Submit requests to: office@investorspov.com

California Resident Rights (CCPA)

If you are a California resident, you may request: disclosure of personal information collected, deletion, and opt-out of sale/sharing (we do not sell personal data).

Security Measures

We use SSL encryption, secure storage, and limited-access protocols. No system is 100% secure — we cannot guarantee absolute protection.

Investors POV LLC will NEVER request your private keys, seed phrases, or password credentials. If you receive such a request, report it immediately to office@investorspov.com.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INVESTORS POV LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; OR (C) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN ANY EVENT, THE TOTAL LIABILITY OF INVESTORS POV LLC FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE ACTUAL AMOUNT PAID BY YOU TO INVESTORS POV LLC FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

Governing Law

These Terms are governed by the laws of the State of Florida, USA, without regard to its conflict of law provisions. Any dispute shall be resolved through binding arbitration, unless mandatory local laws (such as GDPR or local consumer protection laws) require otherwise.

Changes to this Policy

We may update this policy at any time. The revised Effective Date will reflect changes.

Contact

Investors POV LLC · 8640 NW 10 PL · Plantation, Florida 33322
Email: office@investorspov.com

This Refund Policy applies to all digital products, courses, subscriptions, and memberships sold by Investors POV LLC, a Florida limited liability company.

Money-Back Guarantee

We want you to feel confident in your purchase. If you change your mind for any reason, we offer a full money-back guarantee subject to the following terms:

• Eligibility: Refund requests must be submitted within 30 days of the purchase date.
• Course Progress: A refund is available only if you have viewed no more than two chapters.
• Full Access Policy: If you have completed the majority or entirety of the course, no refund will be issued.
• How to Apply: Send your refund request to office@investorspov.com
• Processing Time: Approved refunds will be credited back to your original payment method within 14 business days.

Chargebacks & Disputes

Attempting to dispute a charge with your payment provider after receiving access to content violates our Terms & Conditions. We reserve the right to revoke access and/or pursue recovery of losses in such cases.

Legal Exception

Where required by applicable law, we will comply with any mandatory refund obligations. For customers outside the USA, we comply with mandatory consumer protection rights applicable in your jurisdiction that may override these terms regarding refund eligibility.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INVESTORS POV LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; OR (C) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN ANY EVENT, THE TOTAL LIABILITY OF INVESTORS POV LLC FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE ACTUAL AMOUNT PAID BY YOU TO INVESTORS POV LLC FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

Governing Law

These Terms are governed by the laws of the State of Florida, USA, without regard to its conflict of law provisions. Any dispute shall be resolved through binding arbitration, unless mandatory local laws (such as GDPR or local consumer protection laws) require otherwise.

Contact

Investors POV LLC · 8640 NW 10 PL · Plantation, Florida 33322
Email: office@investorspov.com

This Earnings & Results Disclaimer is provided by Investors POV LLC, a Florida limited liability company.

No Earnings Projections or Promises

Every effort has been made to accurately present our programs and their potential. However, Investors POV makes no guarantees that you will earn any money or achieve any particular results using the ideas, strategies, or tools we share in our courses, newsletters, or any related materials.

Educational Purpose Only — Not Financial Advice

All content is provided for educational and informational purposes only and does not constitute financial, investment, legal, tax, or accounting advice. We are not registered as an investment adviser with the SEC or any state regulator.

You should consult your own licensed financial advisor, tax professional, and/or attorney before making any financial decisions.

Affiliate Disclosure

We may receive commissions, affiliate income, or other compensation from certain links, products, or services mentioned. This does not affect our opinions or recommendations.

Your Results Depend on You

Any outcomes depend entirely on factors specific to you, including your time commitment, capital, risk tolerance, experience, skills, discipline, market conditions, and execution. Because these factors vary by individual, we cannot and do not guarantee your success or income level.

Past Performance

Any examples of trades, portfolios, gains, losses, backtests, simulations, or case studies are illustrative and not typical. Past performance is not indicative of future results.

Market Risks

Trading and investing — whether in equities, ETFs, options, futures, cryptoassets, or any financial instrument — involve substantial risk of loss and are not suitable for every investor. Do not risk capital you cannot afford to lose.

Trading with leverage (including but not limited to isolated margin) involves significant risk of loss. Past results from backtesting or simulations do not guarantee future performance in live markets.

Regulatory Authority Disclaimer

Investors POV LLC is not affiliated with or endorsed by any regulatory authority, including the SEC, FINRA, or CFTC.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INVESTORS POV LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; OR (C) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN ANY EVENT, THE TOTAL LIABILITY OF INVESTORS POV LLC FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE ACTUAL AMOUNT PAID BY YOU TO INVESTORS POV LLC FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

Governing Law

These Terms are governed by the laws of the State of Florida, USA, without regard to its conflict of law provisions. Any dispute shall be resolved through binding arbitration, unless mandatory local laws (such as GDPR or local consumer protection laws) require otherwise.

Contact

Email: office@investorspov.com

This website and any additional landing pages operated by us are owned and operated by Investors POV LLC, a Florida limited liability company ("Investors POV", "we", "us", "our"). By accessing the Site or any of our Services, you agree to be bound by these Terms & Conditions.

We reserve the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance.

Intellectual Property

All content, materials, videos, lessons, frameworks, designs, branding, text, graphics, audio, code, and digital assets are the exclusive property of Investors POV LLC, protected by U.S. and international intellectual property laws. You may not copy, redistribute, resell, or create derivative works without written permission.

Online Commerce & Third-Party Platforms

Payments and access to Services may be facilitated through third-party systems (Kajabi, Stripe, PayPal, etc.). All billing is processed securely via third-party payment providers. Investors POV LLC does not store or access full payment details.

Lifetime Access Definition

"Lifetime access" means access for the lifetime of the product OR for the lifetime of the commercial operation of that product — whichever ends first. We cannot be responsible for third-party platform shutdowns or policy changes.

Refund Policy

• Eligibility: Refund requests must be submitted within 30 days of the purchase date.
• Course Progress: A refund is available only if you have viewed no more than two chapters.
• Full Access Policy: If you have completed the majority or entirety of the course, no refund will be issued.
• How to Apply: Send your refund request to office@investorspov.com
• Processing Time: Approved refunds will be credited back to your original payment method within 14 business days.

No Investment Advice

Investors POV LLC is NOT a registered investment advisor, broker-dealer, or financial advisor. Nothing provided by Investors POV LLC constitutes personalized investment advice or recommendations to buy or sell securities. Past performance is not indicative of future results. You are solely responsible for all financial decisions you make.

User Conduct

You may not violate any law, harass or abuse others, distribute unauthorized content, share login credentials, resell our content, upload malware, or impersonate Investors POV. We may revoke access without refund for violations.

By submitting content to our platforms, you grant Investors POV LLC a worldwide, non-exclusive, royalty-free license to host, store, and display such content. You are solely responsible for the legality and accuracy of the content you share.

Governing Law & Mandatory Arbitration

These Terms are governed by the laws of the State of Florida, USA, without regard to its conflict of law provisions. Any dispute shall be resolved through binding arbitration, unless mandatory local laws (such as GDPR or local consumer protection laws) require otherwise.

Where arbitration applies, it shall be administered by the American Arbitration Association (AAA). Class actions are strictly prohibited to the extent permitted by applicable law.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INVESTORS POV LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; OR (C) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN ANY EVENT, THE TOTAL LIABILITY OF INVESTORS POV LLC FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE ACTUAL AMOUNT PAID BY YOU TO INVESTORS POV LLC FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

Contact

Investors POV LLC · Florida, USA
Email: office@investorspov.com